Choose how you pay at your own pace.

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Prequalify Now

Choose payment plans from 6 weeks to 12 months

Buying with Affirm is simple.

1. Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how you pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front. See footer for details.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and

text reminders.

Buy With Confidence

With Affirm, you always know exactly what you'll owe and when you'll be
 done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never
 go up.

Flexible

You choose the payment plan
that works for you. Our smart checkout gives you options.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

disclosure

Your rate will be 0% APR or 10-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Frequently Asked Questions

Yes! There’s no penalty for paying early.